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Rep. Braley Grills Fannie and Freddie Executives - semalt

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Larry Williams & His Band "Short Fat Fannie" (1957) - semalt

Sello discográfico: SPECIALTY (AMERICA) / LONDON (EUROPA) (1957)INTËRPRETE: Vocalista nacido como Lawrence Eugene Williams, en Louisiana, Estados Unidos, en Mayo de 1935, cometió suicidio en Enero de 1980, en California, Estados Unidos, activo en la música desde 1954 hasta su muerte.HISTORIA DE LA CANCIÓN: 2do simple y el mayor suceso para este gran amigo de Little Richard. Fue compuesta y producida por él junto a su banda. La canción tuvo en Europa una edición diferente, con el lado invertido (es decir, está canción en el lado B, a diferencia de la edición americana, con "High School Dance" (Baile de Escuela Secundaria), en el lado A. Alcanzó el Nº8 por 2 semanas no consecutivas en Agosto de 1957 a nivel global, llegando al millón de copias. Fue editado en formato Simple (7') y Shellac (10'). Hubo una reedición poco tiempo después en Reino Unido, con el éxito siguiente, "Boney Moronie". Con el tiempo, Billy Preston, The Beatles, Little Richard, Frankie Lymon & The Teenagers, Curtis Johnson, Ronnie Self, The Dovells y Johnny Winter la grabaron.AUTOR Y PRODUCTOR: Larry WilliamsLETRA:I was slippin' and slidin' with a long tall SallyPeekin' and a hidin', duck back in the alleyDon't wanna rip it up,don't wanna dance with AnnieI've got a brand new lover, name is Short Fat FannieOne day while I was visit'n at Heartbreak HotelThat's where I met Fannie and she sure looked swellI told her that I loved her and I'd never leaveShe put her arms around me, gave me feverShe's my tutti fruiti, I love the child soShe watch me like a hound dog everywhere I goWhenever I'm around her I'm on my P's and G'sShe might step on my blue suede shoesWell, at a honky tonk party just the other nightFannie got jealous and she started a fightAt the club I was dancin' with Mary LouI had to call Jim Dandy to the rescueShort Fat Fannie, she's my hearts desireShort Fat Fannie sets my soul on fireOn Monday we were married on Blueberry HillNow we're so happy and I love her stillShe's my tutti fruiti, I love the child soShe watch me like a hound dog everywhere I goWhenever I'm around her I'm on my P's and G'sShe might step on my blue suede shoesWell, at a honky tonk party just the other nightFannie got jealous and she started a fightAt the club I was dancin' with Mary LouI had to call Jim Dandy to the rescue -

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Trump Pick to Sell Fannie Mae & Freddie Mac - semalt

We look at the good, bad & ugly of Trump’s pick for Treasury Secretary and his possible pick for Secretary of State. Petraeus is still mentioned as 1 of 4 possibilities for Sec State, a man who said TPP was a National Security issue, Climate Change was a National Security issue, but National Security? Not an issue for him. Petraeus’ conviction for violating National Security would mean that he would have to notify his parole officer of his new job, get permission from the parole officer whenever he travels and have all his personal effects subject to warrantless searches without notice. Trump would have to issue a pardon for Petraeus to be able to do his job. Besides bad optics, it would send a message that powerful people like Hillary & her co-conspirator Petraeus (who shared 1,000 missing emails with her while commander of CENTCOM), have a different standard applied to them than the rest of us who would be jailed for life if we did the same things. Help us spread the word about the liberty movement, we're reaching millions help us reach millions more. Share the free live video feed link with your friends & family: http://www.infowars.com/showFollow Alex on TWITTER - https://twitter.com/RealAlexJonesLike Alex on FACEBOOK - https://www.facebook.com/AlexanderEme...Infowars on G+ - https://plus.google.com/+infowars/:Web:http://www.infowars.com/http://www.prisonplanet.com/http://www.infowars.net/:Subscribe and share your login with 20 friends:http://www.prisonplanet.tv http://www.InfowarsNews.comVisit http://www.InfowarsLife.com to get the products Alex Jones and his family trust, while supporting the growth of our expanding media operation.[http://bit.ly/2dhnhbS] Biome Defense™[http://bit.ly/2bnEj91] Bio-True Selenium™[http://bit.ly/1WYw8jp] Vitamin Mineral Fusion™[http://bit.ly/1QYBNBv] Joint Formula™[http://bit.ly/1nNuR3r] Anthroplex™[http://bit.ly/1ljfWfJ] Living Defense™[http://bit.ly/1Iobcj2] Deep Cleanse™[http://bit.ly/1DsyQ6i] Knockout™[http://bit.ly/1Kr1yfz] Brain Force™[http://bit.ly/1R5gsqk] Liver Shield™[http://bit.ly/1cOwQix] ProstaGuard™[http://bit.ly/1mnchEz3] Child Ease™[http://bit.ly/1xs9F6t] WinterSunD3™[http://bit.ly/1L3gDSO] Ancient Defense™[http://bit.ly/1EHbA6E] Secret-12™[http://bit.ly/1txsOge] Oxy Powder™[http://bit.ly/1s6cphV] Occu Power™[http://bit.ly/1rGOLsG] DNA Force™ [http://bit.ly/1nIngBb] X2 Survival Shield™[http://bit.ly/1kaXxKL] Super Female Vitality™[http://bit.ly/1mhAKCO] Lung Cleanse™[http://bit.ly/1mGbikx] Silver-Bullet - Colloidal Silver™[http://bit.ly/1xcoUfo] Super Male Vitality™ [http://bit.ly/1z5BCP9] Survival Shield - Nascent Iodine™ [http://bit.ly/1o4sQtc] Patriot Blend 100% Organic Coffee™ [http://bit.ly/1iVL6HB] Immune Support 100% Organic Coffee™ All available at - http://www.infowarsshop.com/INFOWARS HEALTH - START GETTING HEALTHY BEFORE IT'S TOO LATE - http://www.infowarshealth.com/Newsletter Sign up / Infowars Underground Insider : http://www.infowars.com/newsletter -

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The New Fannie and Freddie on the Way - semalt

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Malcolm X opens for Fannie Lou Hamer. 1964 - semalt

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Fannie Mae July 25, 2017 Selling Guide Announcement - semalt

The Selling Guide is to simplify underwriting. We are implementing updated policies with Desktop Underwriter® version 10.1 to be released the weekend of July 29, 2017, that will help lenders better serve their borrowers. This video reflects an announcement about the Selling Guide on July 25, 2017. You can learn more about this Selling Guide announcement here: https://www.fanniemae.com/content/ann... -

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The Advantages of Buying A Fannie Mae Property - semalt

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Peter Schiff Vs. Chris Dodd - Fannie and Freddie - semalt

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ZENSOFLY Ft FANNIE MAE Moogfest 2017 Motorco Park - semalt

Go here for more Moogfest 2017 videos by The Adventures Of Drew and Amanda:https://www.youtube.com/playlist?list...Another year at Moogfest for The Adventures Of Drew & Amanda!We went last year (2016) and it was so awesome we had to do it again! Keep reading for more about Moogfest and The Adventures Of Drew and Amanda + links to all our 2017 Moogfest videos and photos! We sincerely hope you enjoy it! We sure did!..............................................................................................................Moogfest is the synthesis of music, art and technology.Since 2004, Moogfest has brought together artists, futurist thinkers, inventors, entrepreneurs, designers, engineers, scientists, and musicians. By day, Moogfest is a platform for conversation and experimentation. This mind-expanding conference attracts creative and technology professionals for four days of participatory programming in Durham, North Carolina. Each evening, Moogfest presents cutting edge music in venues throughout the city. Performing artists include early pioneers in electronic music, alongside pop and avant garde experimentalists of today.Moogfest is a tribute to Dr. Robert Moog and the profound influence his inventions have had on how we hear the world. Over the last sixty years, Bob Moog and Moog Music have pioneered the analog synthesizer and other technology tools for artists. This exchange between engineer and musician is celebrated with a unique festival format where the creative process is understood as a collaboration among many people, across time and space, in commerce and culture.For more info: www.moogfest.comArtists and Performers:Flying Lotus Animal Collective Talib Kweli Suzanne Ciani Mykki Blanco Derrick May Gotye Omar Souleyman 808 State DJ Premier Jessy Lanza Simian Mobile Disco Princess Nokia Zola Jesus S U R V I V E Function Peanut Butter Wolf Avalon Emerson BEARCAT Baltra DJ Chela DJ Lance Rock Deantoni Parks GAIKA Jana Hunter JUBILEE K-HAND KING Kill Alters King Britt LAFAWNDAH Laraaji Lena Willikens Mallarme Chamber Players Marisa Anderson music Mary Lattimore - Harpist MUMDANCE Nick Zinner Noveller Octo Octa Pharmakon Pie Face Girls Professor Toon Pye Corner Audio RBTS WIN Rvng Intl. Riddim Macka Sound System Sound Resurgence Stones Throw Records Leaving Records Sudan Archives Suzi Analogue Tasha the Amazon The Haxan Cloak Wolf Eyes Michael Stipe................................................................................................................All Photography and editing by Amanda In Wonderland Photographywww.facebook.com/amandainwonderlandphotographyPLEASE LIKE & SHARE THE LOVE Connect with Drew and Amanda~@THEADVENTURESOFDREWANDAMANDA@AMANDAINWONDERLANDPHOTOGRAPHY@DREWRATLIFFMUSICPlease SUBSCRIBE for more awesome videos! :www.youtube.com/amandanwonderlandLEAVING US A SMALL TIP HELPS US CONTINUE TO MAKE AWESOME VIDEOS LIKE THESE ($1 gets a shout out on our next video!)It's EASY! use this link: https://www.paypal.me/amandanwonderland LIKE us on facebook: https://www.www.facebook.com/theadven...Shop with us on Ebay@ User: "theadventuresofdrewandamanda"in NC? come play with us @THECORNERTAVERNOPENMIC:https://www.facebook.com/thecornertav....................................................................................................................THANKS FOR WATCHING AND DONT FORGET TO SUBSCRIBE FOR MORE AWESOME ADVENTURES WITH DREW AND AMANDA! -

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Fannie Mae & Freddie Mac Announce Flex Modification Program - semalt

Fannie Mae and Freddie Mac announced recently that their replacement for the Home Affordable Modification Program is the Flex Modification foreclosure prevention program, which is designed to help America’s families by offering reductions to their monthly mortgage payments. Iron Point Mortgage is a home loan lender in beautiful Folsom, CA servicing the tri county area of Sacramento, Placer and El Dorado. We offer several loan products including FHA Loan, VA Loan, USDA, Conventional, and Jumbo.Please take a moment to subscribe to this channel. Thank you for watching!Kevin FritzMLO #220254Iron Point Mortgage916-985-3200©2015 A division of Finance of America Mortgage LLC | Equal Housing Lender | NMLS 1071 | AZ BK 0910184 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. -

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Obama Voted Against Regulation of Fannie and Freddie - semalt

"[O]n the matter of deregulation and the financial crisis, Sen. Obama should consider his own complicity in the failure of Congress to adopt legislation that might have prevented the subprime meltdown.In the summer of 2005, a bill emerged from the Senate Banking Committee that considerably tightened regulations on Fannie and Freddie, including controls over their capital and their ability to hold portfolios of mortgages or mortgage-backed securities. All the Republicans voted for the bill in committee; all the Democrats voted against it. To get the bill to a vote in the Senate, a few Democratic votes were necessary to limit debate. This was a time for the leadership Sen. Obama says he can offer, but neither he nor any other Democrat stepped forward.Instead, by his own account, Mr. Obama wrote a letter to the Treasury Secretary, allegedly putting himself on record that subprime loans were dangerous and had to be dealt with. This is revealing; if true, it indicates Sen. Obama knew there was a problem with subprime lending — but was unwilling to confront his own party by pressing for legislation to control it. As a demonstration of character and leadership capacity, it bears a strong resemblance to something else in Sen. Obamas past: voting present."http://noquarterusa.net/blog/2008/10/... -

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Bethany McLean Talks Fannie Mae and Freddie Mac - semalt

This week, I get the scoop from journalist Bethany McLean on what’s going on with Fannie Mae and Freddie Mac, the government-sponsored enterprises that control almost the entire secondary mortgage market in the U.S. Most recently, she’s the author of “Shaky Ground: The Strange Saga of the U.S. Mortgage Giants,” and she’s done some great reporting on the inner workings of the 2008 federal government bailout of Fannie Mae and Freddie Mac, as well as the ensuing seven years the two mortgage giants have spent in an ongoing and evolving conservatorship. Homeownership is a cornerstone of the American Dream, and the failure of the government-sponsored secondary mortgage market model has not yet been resolved. Bethany’s book provides a hard look at the questions we still face as we continue to recover from the bailout of Fannie Mae and Freddie Mac. So watch this video as I ask Bethany to share her take on some of the mortgage lending questions we still face as a nation.Be sure to subscribe to my YouTube channel for the latest real estate tips and news: http://www.youtube.com/subscription_c...And pick up my Intentional Investor Series on thinkglinkstore.com to learn everything you need to know to become a successful investor in real estate: http://thinkglinkstore.com/collection...Looking for more of my real estate and personal finance tips?Read my blog: http://thinkglink.comSee my tweets: http://www.twitter.com/glinkFollow me on Facebook: http://www.facebook.com/ilyceglink -

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Sanders Would Steer Fannie, Freddie Toward Privatization: Video - semalt

March 23 (Bloomberg) -- Anthony Sanders, a professor at George Mason University, talks with Bloombergs Erik Schatzker about proposals to overhaul Fannie Mae and Freddie Mac. Treasury Secretary Timothy Geithner is scheduled to testify today before the House Financial Services Committee about the housing-finance system. (Source: Bloomberg) -

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Ep 31: Fannie and Freddie Guarantee Bigger Losses - semalt

The Peter Schiff Show Podcast - Episode 31http://www.USTaxFreeZone.comSIGN UP FOR MY FREE NEWSLETTER: http://www.europac.net/subscribe_free... -

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Fannie C. Williams vs Nelson Alla Parade (2015) - semalt

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Government takeover of Fannie Mae & Freddie Mac - Lowers ... - semalt

News story on Government takeover of Fannie Mae and Freddie Mac. Find out the takeover impacts interest rates and San Diego housing prices. The foreclosures should slow down from its current accelerated pace.Search for the entire San Diego Multiple listing service. View San Diego MLS plus Bank Owned property and San Diego Foreclosure properties. at http:/www.HouseRebate.com.See all the addresses and remarks. We provide addresses, school and community information. HouseRebate.com will rebate 33% of its commission back to you. Get up to $6,000 cash back on a $600,000 home. San Diego Foreclosure Home Buying Information http://youtube.com/watch?v=W54tKx4_Nfg San Diego Foreclosure Homes List http://sandiego.houserebate.com/forec...Brian Yui, CEO of HouseRebate.com is interviewed -

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South Bronx Prep 69 Fannie Lou Hamer 63 - semalt

Highlights of South Bronx Prep's 69-63 win over Fannie Lou Hamer at James Monroe High School in the Bronx on Saturday. Check out the game summary and box score: http://www.hsboxscoresnyc.com/posts/135Tilquan Rucker had 26 points, Ali Sumareh had 23 points and Danny Ramos had 13 points for South Bronx Prep. Charles Davis had a game-high 29 points for Fannie Lou Hamer. It was Fannie Lou Hamer's first loss (16-1), while South Bronx Prep remains undefeated at 14-0. -

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Fannie Mae Jan. 30, 2018 Selling Guide Announcement - semalt

The January 2018 Selling Guide update provides more flexibility for borrowers who are repaying delinquent federal income taxes to the IRS, allows project reviews to be waived and construction-to-permanent financing for detached condos, expands minor litigation criteria for condos and co-ops, and more. This video reflects the Selling Guide announcement on January 30, 2018. You can learn more about the Selling Guide announcement here: https://www.fanniemae.com/content/gui.... -

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Fannie Mae and the Financial Crisis - NYTimes.com/video - semalt

How Fannie Mae's problems helped lead to the country's financial crisis. -

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Nos pusimos a buscar canciones para La Fannie Blues y encontramos este clásico de Bill Withers, Ain't No Sunshine.Contrabajo: Iván GramajoCantando: Germán Gordillo**Si te gustó, dejanos tu comentario!****Seguí La Fannie Blues en Facebook!**https://web.facebook.com/La-Fannie-Bl... -

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C.P.A.A/Fannie C. "We Outside" @ Wave Fest (2017) - semalt

Wave Fest Vol. IV Hell in A Cell BOTB 2017C.P.A.A/Fannie C. AKA "Da Twin Towers" Marching Band (Belaire Stadium)Baton Rouge,LouisianaFollw us on Social Mediafacebook:https://www.facebook.com/JohnnyGinnCa...instagram:https://www.instagram.com/j.gdacamera...Thanks For Watching Carp'e Diem Films Where Your Time Is Valued If You Haven't !!!PLEASE SUBCRIBE!!!The ChannelLooking Forward To Bringing You More HD Footage Than You Could Imagine!!! "Capture The MomentFor a Copy of this Event ContactJohnny@{johnny.ginn.jg@gmail.com} -

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Behrman vs Fannie C.Williams @ Middle School Showcase 2015 - semalt

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Bill Clinton vs. Barney Frank on Freddie/Fannie - semalt

Closer to the actual event Bill Clinton blames the Democrats for blocking Republican efforts in reigning in Freddie Mac and Fannie Mae problems. Recently Barney Frank tries to blame Republicans wholly for the mess. h/t to 116falconer: http://youtu.be/ti-1XaapR0s -

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Fair Housing Groups File Lawsuit Against Fannie Mae - semalt

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Fannie Mae December 19, 2017 Selling Guide Announcement - semalt

The December Selling Guide updates our policy for underwriting borrowers with frozen credit, provides additional guidance on premium pricing, highlights changes to Texas Section 50(a)(6) loans, and more. This video reflects the Selling Guide announcement on December 19, 2017. You can learn more about the Selling Guide announcement here: https://www.fanniemae.com/content/gui... -

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What Hedge Funds Want From Fannie and Freddie - semalt

Nov. 22 (Bloomberg) -- What Wall Street investors like Bill Ackman, Bruce Berkowitz and John Paulson are looking for out of their very big bets on Fannie Mae and Freddie Mac--as the President and top Republicans are trying to figure out how to shut Fannie and Freddie down. Bloomberg's Peter Cook reports.-- Subscribe to Bloomberg on YouTube: http://www.youtube.com/BloombergBloomberg Television offers extensive coverage and analysis of international business news and stories of global importance. It is available in more than 310 million households worldwide and reaches the most affluent and influential viewers in terms of household income, asset value and education levels. With production hubs in London, New York and Hong Kong, the network provides 24-hour continuous coverage of the people, companies and ideas that move the markets. -

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All My Children - 2000 - Who is Fannie Battle? - semalt

All My Children, 2000, At the Martin house, the whole family is getting ready for the wedding. Rae stops by and Tad tells her they are not giving up on finding her daughter. Jake and Dixie leave to go pick up Colby from Liza at the TV station and Brooke arrives with some news for Rae, she's found out what "Fannie Battle" is. According to Tempo's researchers, it is the "Fannie Battle Home for Unwed Mothers", located in Elsa, Illinois. It's been closed down for some time now, though, Brook warns, and the records from the home may be hard to find. Rae decides that she has to fly to Elsa right away. Adrian tries to get her to wait a few hours until after the wedding and he'll go with her, but she's too anxious to wait. She thanks everyone for their help and heads for the airport. Julia Barr, Brooke English, Linda Dano, Rae Cummings, Mathew St. Patrick, Adrian Sword, Michael E. Knight, Tad Martin, Cady McClain, Dixie Cooney Martin -

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The Promotion Wife | Ep. 1 The Promotion - semalt

The boss loves a family man. Now that Patrick lied about having a wife he will have to go through a gauntlet of psychotic women to find the perfect pretend wife to get that promotion.Cast:Patrick - Murphy MartinBenjamin - Adam BlanchardGreg - Ian NemserMr. Rogers - Patrick BirmanSecretary - Monique GelineauCrew:Writer, director, cinematographer & editor - Alex Magaña1st assistant director - Andrey MakarovSound Mixers - Jozsef Kardos, Nino Vilagi & Corey MetcalfSpecial Thanks:Vlado FootwearGabrielle WhelanMatt Lowe -

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What is PROMOTION MIX? What does PROMOTION MIX mean? PROMOTION MIX meaning & explanation - semalt

What is PROMOTION MIX? What does PROMOTION MIX mean? PROMOTION MIX meaning - PROMOTION MIX definition - PROMOTION MIX explanation.Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/... license.SUBSCRIBE to our Google Earth flights channel - https://www.youtube.com/channel/UC6Uu...In marketing, the promotional mix describes a blend of promotional variables chosen by marketers to help a firm reach its goals. It has been identified as a subset of the marketing mix. It is believed that there is an optimal way of allocating budgets for the different elements within the promotional mix to achieve best marketing results, and the challenge for marketers is to find the right mix of them. Activities identified as elements of the promotional mix vary, but typically include the following:Advertising is the paid presentation and promotion of ideas, goods, or services by an identified sponsor in a mass medium. Examples include print ads, radio, television, billboard, direct mail, brochures and catalogs, signs, in-store displays, posters, mobile apps, motion pictures, web pages, banner ads, emails.Personal selling is the process of helping and persuading one or more prospects to purchase a good or service or to act on any idea through the use of an oral presentation, often in a face-to-face manner or by telephone. Examples include sales presentations, sales meetings, sales training and incentive programs for intermediary salespeople, samples, and telemarketing.Sales Promotion is media and non-media marketing communication used for a pre-determined limited time to increase consumer demand, stimulate market demand or improve product availability. Examples include coupons, sweepstakes, contests, product samples, rebates, tie-ins, self-liquidating premiums, trade shows, trade-ins, and exhibitions.Public relations or publicity is information about a firm's products and services carried by a third party in an indirect way. This includes free publicity as well as paid efforts to stimulate discussion and interest. It can be accomplished by planting a significant news story indirectly in the media, or presenting it favorably through press releases or corporate anniversary parties. Examples include newspaper and magazine articles, TVs and radio presentations, charitable contributions, speeches, issue advertising, seminars.Direct Marketing is a channel-agnostic form of advertising that allows businesses and nonprofits to communicate directly to the customer, with methods such as mobile messaging, email, interactive consumer websites, online display ads, fliers, catalog distribution, promotional letters, and outdoor advertising.Corporate image campaigns have been considered as part of the promotional mix.Sponsorship of an event or contest or race is a way to generate further positive publicity.Guerrilla marketing tactics are unconventional ways to bring attention to an idea or product or service, such as by using graffiti, sticker bombing, posting flyers, using flash mobs, doing viral marketing campaigns, or other methods using the Internet in unexpected ways.Product placement is paying a movie studio or television show to include a product or service prominently in the show. -

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Highlights of Fannie Lou Hamer's 70-52 win over BCAM in Brooklyn on Friday night. Shateek Myrick had 25 points for Fannie Lou Hamer, who remains undefeated at 18-0. #hsbasketball -

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So guys do you really want to buy a top of the class swegway but cant afford the greatest?Then maybe breezeboardpro.com is the best option to suit your needsBreezeboardPro is a swegway company, that produces genuine board for affordable prices. They have a variety of models in many different colours and sizes. I got the Monster venom Fusion in blue and white. At time of purchase, it cost £329.99, but it was reduced from £695.99. Getting yours would help to support the shop, Yes! An actual shop. The Breezeboard shop is the first visual place to buy a swegway. You can see all the models on the shelves. And if you don't want to travel, their website has a 360 degree camera where you can explore the store virtually!Located in the Chill Factore in Manchester, it is the best place to go and get good advice, And your hearing the information from genuine swegway lovers!!!like comment and subscribe Love you all xx Remember to subscribe to be part of the online squad ***THIS VIDEO CONTAINS PROMOTIONAL ADVERTISEMENT***Created using VideoFX Live: http://VideoFXLive.com/FREE -

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Sen. Jim Bunning (R-Ky.) questions the wisdom of a government buyout of Fannie Mae and Freddie Mac during a Senate Banking Committee hearing (July 15, 2008). -

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Fannie's Farm: Fire Ants - Urine Trouble! - semalt

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Fannie Mae enhanced guidelines effective on July 2017 - semalt

You may of heard or already know, but if you haven't, here's some very important good news about Freddie and Fannie! Freddie has plenty of upcoming underwriting changes.Fannie published a list of enhanced guidelines that will be effective on July 29, 2017. Here is a brief explanation of the enhancements and why LOs like them. Debt to Income (DTI) Ratio: Currently 45% is the maximum ratio a borrower can have and qualify for a loan. The new maximum DTI will be 50%.Disputed accounts: In the old days borrowers would bombard the credit bureaus disputing derogatory credit items. The bureaus had to remove the item while it was being investigated which provided a small window for some borrowers to slip in and get a loan. FNMA and Freddie got wise to this loophole and said, "OK if you have a dispute then we are not going to underwrite the loan until the dispute is resolved." FNMA will evaluate loan files with credit disputes, and in some cases will not require further action.Fannie tells us that effective in July 2017, most tax liens and civil judgments will not appear on credit reports.Self-Employed Documentation: Currently FNMA requires two years of Federal Tax Returns for self-employed borrowers. The new enhancement allows some (not all) self-employed borrowers to submit just one year of tax returns. Some LOs say that this may be the best enhancement of the bunch as it will really help many self-employed borrowers. The key is getting the borrower pre-approved to determine if he/she is eligible for the one year requirement. Freddie Mac used to have the one year eligibility requirement however Freddie Mac recently modified guidelines which are no longer as favorable.Student loan cash out refinances: If a borrower is taking out cash to pay off a student loan, the refinance is not priced as a cash out loan.ARM Loan to values (LTV): FNMA will allow a maximum of 95% LTV on ARMs.Treatment of timeshare loans: Currently, timeshare loans are treated as a mortgage type loan. When a lender sees a mortgage late on a credit report the first instinct is to stop the loan. FNMA's enhancement states that timeshare loans will be treated as an installment loan, like a car loan.Real Estate questions? Contact me at: Andres Morales US NAVY Veteran Real Estate BrokerLic# 1343492 949-306-9260 Direct949-259-4550 Fax17291 Irvine BlvdSuite 158Tustin, CA 92780Have loan questions? Contact: Marc R. BouclierMortgage AdvisorNMLS - 1558142rateOne Home LoansSan Clemente, CA(808) 927-7252 | (949) 543-0120 -

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Former Fannie Mae CEO reflects on financial crisis - semalt

Franklin Raines, former Fannie Mae chairman and CEO from 1999 to 2004, discusses Fannie Mae's role in the financial crisis 10 years later. -

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